A self-supporting public agency that provides safe, affordable housing opportunities to enhance the quality of life of North Carolinians.The North Carolina Housing Finance Agency works to create affordable housing opportunities for North Carolinians.

Core values

- **Addressing Affordable Housing Needs**: The NCHFA is actively working to preserve and expand affordable housing, particularly through impact investing models that prevent the displacement of low-income residents in high-opportunity neighborhoods[1].
- **Improving Quality of Life**: By providing decent and affordable housing, the agency enhances the quality of life for low-to-moderate income households, including those with special needs, the homeless, and elderly populations. This includes access to better health care, education, and economic opportunities[2][3].
- **Promoting Positive Change**: The agency's programs, such as the Supportive Housing Development Program, focus on providing safe and affordable housing for vulnerable populations, including those experiencing homelessness, domestic violence, and substance use disorders[4].
- **Contributing to Community Well-being**: The NCHFA's investments in housing have broader community benefits, including economic benefits, health cost savings, and improved neighborhood property values[2].